This Season, Saint Gnick Has a Way to SKIP-A-PAY! Skip your December loan payment and enjoy more cash for the holidays. Whether it’s gifts, holiday treats, or just some extra spending money, ANECA makes it easy to lighten your December financial load.
Act now! Deadline to submit your Skip-A-Pay request is November 21, 2025.
Take advantage of this special offer and keep more jingle in your pocket this holiday season.Take advantage of this special offer and keep more jingle in your pocket this holiday season!
2025-Skip-a-Pay-Application
*$25 processing fee is applied to each loan payment skipped. The below form and processing fee must be received at the same time (deadline November 21, 2025). By signing, you authorize ANECA Federal Credit Union to extend the final loan payment by one month. You must be a Member in “good standing” which requires six (6) consecutive monthly payments made within ten (10) days of the due date. Loans are limited to one (1) Skip-a-Pay per calendar year and up to a maximum of three (3) per loan term. Payments extending beyond your original contract term may not be covered by payment protection. You must resume making your regular payments the month following your skipped payment. Interest will continue to accrue on your loan during the month you skip your payment. No late payment fees will be added to your loan balance for this payment skipped. Some restrictions apply. Mortgages, credit cards, student loans, business loans, bankruptcy, restructured loans, loans paid by an insurance claim or through a Chapter 13 Plan or a debt management program are excluded from this offer. If you have GAP Protection, any amount of the loan that is skipped may not be covered under the GAP Protection Agreement.