Service and OTHER Fees Schedule
At ANECA Federal Credit Union, we believe in making things simple and easy to find. We also believe in giving you (our members) as much value as possible — which is why we offer a number of Free Services. You'll find a complete list of our Free and Fee services below:
Member Services
Member Services
| Service |
Fee |
| Checking (No Min Balance and No Monthly Service Fee) |
FREE |
| Check Cashing |
FREE |
| Debit Card |
FREE |
| Annual Credit Report (get it online at www.AnnualCreditReport.com) |
FREE |
Fee Schedule
Share and Share Draft Fees
| Service |
Fee |
| Share Savings Excessive Withdrawal (after four per month) |
$3.00/withdrawal |
| Non-sufficient Item |
$15.00/item |
| Courtesy Pay |
$29.00/item |
| Transfer for Overdraft |
$1.00/transfer |
| Money Market Minimum Balance (if minimum daily balance is not met) |
$10.00/month |
|
Money Market Excessive Withdrawal (after six per month)
|
$10.00/item |
| Holiday Savers Early Withdrawal |
$10.00 |
| Membership Application fee |
$5.00 |
| Early Closure Fee (if within first three months) |
$10.00 |
| Item Sent for Collection |
$15.00/item |
| Corporate Check (one complimentary check per month) |
$2.00/check |
| Check Copy |
$3.00/check |
| Account Reconciliation Fee (one hour minimum) |
$25.00/hour |
| Account Research Fee (one hour minimum) |
$150.00/hour |
| Statement Reprint Fee |
$5.00/copy |
| Deposited Item Returned Fee |
$20.00/item |
| Wire Transfer (outgoing) |
$25.00/transfer |
| ISA (International Fee for Foreign Country Transaction) |
Current Rate |
| Return Mail |
$5.00/item |
| Stop Payment Fee |
$29.00/request or stop |
| Paper Statement Fee |
$3.00/statement |
| Temporary Checks |
$2.00/page |
| Instant Issue Debit Card |
$10.00/card |
| Notary Services (notary service at our discretion) |
$10.00/minimum |
| Loan Payment by Debit/Credit Card over the phone |
3% of transaction amount |
| Early ACH Deposit Fee |
$5.00/per ACH |
Electronic Funds Transfer Fees
| Service |
Fee |
| Non ANECA ATM Withdrawal/Transfer Fee |
$1.00/transaction |
| Rush Card Delivery |
$35.00/per card |
| Replacement of Lost/Damaged Debit Card |
$10.00/per card after two courtesy replacements |
| ACH Overdraft |
$29.00/item |
Safe Deposit Boxes
| Service |
Fee |
| Rental Size Small 3" x 5" |
$15.00/year |
| Rental Size Medium 5" x 5" |
$25.00/year |
| Rental Size Large 5" x 10" |
$36.00/year |
| Rental Size X-Large 10" x 10" |
$48.00/year |
Non-Member Fees
| Service |
Fee |
| On-Us Check Cashing (Checks over $50.00) |
$5.00/check |
| Corporate Check Conversion |
$30.00/check |