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Recreational Vehicle Loans

RV • Boat • Travel Trailer
Motorcycle • ATV

Adventure Is Around The Corner With

A Recreational Or Off-Road Vehicle Loan


We offer competitive rates and term options for members  who want to refinance an existing loan from another lender, or look to purchase a new or used Recreational Vehicle. Whether your idea of fun is relaxing on the lake or taking to the open road, ANECA can put you behind the wheel of whatever drives you.

Apply Now   View Rates   Calculate Your Loan


FREE Recreational Vehicle Research Service

ANECA members enjoy a free recreational vehicle research service. Save time by exploring RVs, boats, travel trailers, motorcycles, and ATVs online. You can shop, research, find the value of your current recreational vehicle or the vehicle you're interested in, and even get protection options, all without going from dealer to dealer.

FIND YOUR NEXT Rv or off-road vehicle 

How We're Different

  • Rates as low as
    8.99% APR*

    Loan terms

    up to 120 months

  • Enjoy Flexible
    Skip-A-Pay Options

    Make NO payments

    for 90-days**

  • Swift Application Process

    Pre-approval up to

    30 days before closing; 

    local decisioning. 

  • Loan Terms

    Financing with

    repayment terms that

    fit your budget

  • Pre-Approval Available

    For extra

    bargaining power at the

    dealership

  • Protection Plan Options

    Member Choice Extended

    Warranty, GAP, Credit Life

    & Disability coverage

Let's Get You Started

  • Existing Members

    Apply for your loan online or via Online or Mobile Banking.

  • Not A Member?

    Click below to apply & get qualified. Then, your loan makes you a member!

  • Need Help?
    We've Got You.

    We are here to assist & answer your questions.

The Final Steps

DISCLAIMERS *Rates and loan terms subject to credit approval. Other conditions may apply. Membership eligibility required. Rates are subject to change without notice. Contact the credit union for full details.
Payment Example: A $20,000 recreational vehicle financed at 8.99% Annual Percentage Rate (APR) for a 120-month term – estimated monthly payments of $254.00.
Requirements: Loan will be approved through normal underwriting guidelines.
Eligible Loan Types: New and Used recreational vehicles.
Loan Amount: Loan amounts will vary based on credit, income, employment, etc. ANECA will work to help find an amount with a payment you are comfortable with.
**Repayment Terms: Terms will vary by loan type, loan amount, credit score, collateral value, age and mileage up to maximum terms of 120 months with up to 90-days before your first payment.
Interest Rates: Rates are determined by the member’s credit score, the loan term, age, mileage and Loan-to-Value (LTV) of the vehicle.
Fees: There are no processing fees.
Early Payoff Penalty: None.

find your next ride