Smart Money Habits Start Here
Set your teen up for financial success — starting today.
ANECA’s Youth Debit Card and Mobile App are designed to help teens learn how to manage money confidently and responsibly. With built-in parent controls and real-time monitoring, you'll stay informed while giving them the independence they need to grow.
Cha-Ching Teen accounts are designed to make money management easy and rewarding. From smart tools to real-life perks, teens get what they need to start strong.
- Earn 2X points on everyday purchases
- Save automatically with Cha-Ching RoundUp
- Learn practical financial skills in an engaging way
- Enjoy convenient features like:
- Card controls
- Parent access and controls
- Mobile check deposit
- Local support when it’s needed most
Get Paid for Good Grades
We believe hard work should be rewarded. That’s why students ages 13–17 can earn $25 for every quarter they make the A or B Honor Roll — up to $100 per school year!*
- Bring your report card into any ANECA branch
- Receive a $25 deposit into your ANECA savings or debit account
- Must claim reward within 30 days of report card issue
Getting started is easy:
- Must visit a branch
- Bring two forms of ID
- Opt out of Courtesy Pay.
- Parent or Guardian present
Start Saving Early for a Brighter Future
It’s never too soon to build good financial habits.
With ANECA’s Kids Share Savings, parents or guardians can open a savings account in their child’s name — helping them learn the value of saving while you keep control of withdrawals. Kids get the chance to make deposits and watch their money grow, learning financial responsibility along the way.
Ready to boost their savings even more? Open a Share Certificate in your child’s name and take advantage of compounding dividends to help their money grow faster over time.
The earlier you start, the brighter their financial future can be.
Build Credit While Managing Life’s Costs
Taking the next step in life? Let ANECA help you do it with confidence.
Whether you're starting college, working full-time, or somewhere in between, our lending options are designed to support your goals. With affordable rates and flexible terms, you can cover today’s expenses while building the credit you’ll need for tomorrow.
Smart borrowing now lays the foundation for bigger opportunities — like a first car, home, or even launching your own business.
Getting started is simple: just bring one form of ID.