
REFInance OR PURCHASE your vehicle
with our competitive Rates & benefits
ANECA wants to help you secure the lowest possible monthly payment for your auto loan. We offer highly competitive rates and flexible terms, making it easy to save time and money whether you're refinancing an existing loan or buying a new or used vehicle. Enjoy the benefits of local decisioning, pre-approval for enhanced dealership bargaining power, and the potential to significantly lower your rate by refinancing your current auto loan.
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FREE Vehicle Research Service
ANECA Members enjoy a free vehicle research service. Save time by exploring vehicles online. You can shop, research, find the value of your current vehicle or the vehicle you're interested in, and even get protection options, all without going from dealer to dealer.
find your next vehicle
How We're Different
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Rates as low as
6.74% APR*
Loan terms
up to 72 months
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Enjoy Flexible
Skip-A-Pay Options
Make NO payments
for 90-days**
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Swift Application Process
Pre-approval up to
30 days before closing;
local decisioning.
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Loan Terms
Financing with
repayment terms that
fit your budget
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Pre-Approval Available
For extra
bargaining power
at the dealership
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Protection Plan Options
Member Choice Extended
Warranty, GAP, Credit Life
& Disability coverage