Interest Rates Certified by Datatrac

REFI OR PURCHASE BEFORE RATES RISE AGAIN

ANECA wants to help you achieve the best (and lowest) monthly payment on your auto loan. We offer some of, if not the most competitive rates and term options around so when you refinance an existing loan from another lender, or look to purchase a new or used car, truck or SUV — ANECA makes the process easy by saving you time and money.

RATES AS LOW AS 6.74% APR FOR UP TO 60 MONTHS*

  • Loan terms available up to 72 months**
  • Make NO payments for 90-days**
  • Quick and easy online application process
  • Local decisioning
  • Pre-approval available for extra bargaining power at the dealership
  • Refinance your current vehicle to potentially lower your rate
  • Use our free vehicle research service where you can find the ideal ride for you
  • Range of protection plans:
    • Member Choice Extended Warranty available
    • Guaranteed Auto Protection (GAP)
    • Credit Life and Disability options available
Apply Now
View Rates
Contact Us

Limited time offer. Rates and terms subject to change. Not every member will qualify for the lowest rate and/or longest term. Other rates and terms available. Interest accrues from the date of loan closing. Current auto loans with ANECA may not eligible, see your Member Service Representative to find out if you qualify. Member restrictions apply. Federally insured by NCUA.

FREE VEHICLE RESEARCH SERVICE

As a benefit to ANECA membership, we offer a free vehicle research service. If you are not sure about the vehicle you want and don’t have the time to go from dealer to dealer, you can shop, research, find the value of your current vehicle or the vehicle you’re interested in, even get protection options!

*Rates and loan terms subject to credit approval. Other conditions may apply. Membership eligibility required. Rates are subject to change without notice. Contact the credit union for full details.
Payment Example: A $25,000 auto financed at 6.24% Annual Percentage Rate (APR) for a 60-month term – estimated monthly payments of $487.00 or $20.00 per $1,000 borrowed.
Requirements: Loan will be approved through normal underwriting guidelines.
Eligible Loan Types: New and Used vehicles.
Loan Amount: Loan amounts will vary based on credit, income, employment, etc. ANECA will work to help find an amount with a payment you are comfortable with.
**Repayment Terms: Terms will vary by loan type, loan amount, credit score, collateral value, age and milage up to maximum terms of 86-months with up to 90-days before your first payment.
Interest Rates: Rates are determined by the member’s credit score, the loan term, age, mileage and Loan-to-Value (LTV) of the vehicle.
Fees: There are no processing fees.
Early Payoff Penalty: None.

Interested in learning more? Let’s chat!