$25 processing fee is applied to each loan payment skipped. Mortgages do not qualify for this promotion. The above form and processing fee must be received at the same time (deadline November 18, 2022). By signing, you authorize ANECAFederal Credit Union to extend the final loan payment by one month. You must be a Member in “good standing” which requires six (6) consecutive monthly payments made within ten (10) days of the due date. Loans are limited to one (1) Skip-a-Pay per calendar year and up to a maximum of three (3) per loan term. Payments extending beyond your original contract term may not be covered by payment protection. You must resume making your regular payments the month following your skipped payment. Interest will continue to accrue on your loan during the month you skip your payment. No late payment fees will be added to your loan balance for this payment skipped. Some restrictions apply. Mortgages, credit cards, student loans, business loans, bankruptcy, restructured loans, loans paid by an insurance claim or through a Chapter 13 Plan or a debt management program are excluded from this offer. If you have GAP Protection, any amount of the loan that is skipped may not be covered under the GAP Protection Agreement.
Skip-A-Pay Request Form
Sorry. This form is no longer available.
Checking your Skip-A-Pay Eligibility
1. Log into your ANECA Me24/7 account and click Skip-a-Pay Holiday. All your eligible loans will be there and the directions will walk you through the process.
2. Click on your loan, on the next screen you will see a Skip-A-Pay button.
3. Be sure to review and agree with all the Skip-A-Pay information before submitting your Skip-A-Pay Request.
For questions or help with Skip-A-Pay contact ANECA at ANECA@ANECA.org and we will get back with you as soon as possible.