4.75 % APY*
3 Month – Limited Time
4.40 % APY*
6 Month
4.00 % APY*
12 Month
*APY (Annual Percentage Yield) Federally insured by NCUA. Membership restrictions apply.
SHARE CERTIFICATE BENEFITS
Low Minimum Balance
As little as $1000 can open a Share Certificate.
Choose what works best for you.
NCUA Insured
Every ANECA Share Certificate balance is insured by NCUA’s allowable limits.
Interest Payments
You choose to have interested paid out monthly, yearly, or at the end of term.
No Risk
Certificate earnings aren’t tied to the market so there is no risk involved.
Guaranteed Earnings
Your money grows at a fixed rate, or more, over the term of the account.
Easy to Start
ANECA Members can open an account online in minutes.
Choose the savings level that’s right for you.
Share & IRA Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 3 Month Certificate (Limited Time) | 4.65% | 4.75% |
| 6 Month Certificate | 4.31% | 4.40% |
| 12 Month Certificate | 3.93% | 4.00% |
| 18 Month Certificate | 3.69% | 3.75% |
| 24 Month Certificate | 3.69% | 3.75% |
| 30 Month Certificate | 3.69% | 3.75% |
| 36 Month Certificate | 3.45% | 3.50% |
| 48 Month Certificate | 3.45% | 3.50% |
| 60 Month Certificate | 3.45% | 3.50% |
CD rates are fixed upon opening the account. Minimum deposit $1000. Early withdrawal penalties apply.
Why ANECA Share Certificates?
In today’s changing environment, locking in a high rate of return is more important than ever.
Once you open your Share Certificate, your rate stays the same and grows at the same rate