Savings

Whether you’re just starting to save, or want to make sure your golden years really shine, ANECA provides Members as many ways to save as there are things to save for!

Savings Account

Save for rainy and sunny days, earn a bit of interest along the way, and enjoy easy access to your money.

Holiday Club Account

Think of this account as Santa’s little helper! Save for the holidays all year long while earning more interest than you would with a regular savings account.

Special Savings

A dedicated savings account to help you save for vacations, special events, higher-dollar items, or whatever you need.

When you open ANECA’s Save & Win account, every $20 deposit you make enters you in a monthly cash prize drawing*. In all we’re giving away $70,000 total in cash prizes*. The more you save, the more chances you have to win! Learn More.

Check Current Rates

Deposit Rates

When you want to earn higher interest and have limited check-writing abilities but don’t want to be tied to a CD term, our Money Market is a great option.

(Minimum $2,500 balance required.)

Check Current Rates

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ACCOUNT TYPE	APR	APY	TIER
Savings	0.30%	0.30%
Special Savings	0.10%	0.10%
Holiday Savers Club	1.50%	1.50%	$0- $5,000
	0.01%	0.01%	$5,000.01 +
Kids Club	0.10%	0.10%
Checking	0.05%	0.05%	$1,000+
Money Market	0.50%	0.50%	$2,500 - $10,000
	0.60%	0.60%	$10,000.01 - $25,000
	0.85%	0.85%	$25,000.01 - $50,000
	0.95%	0.95%	$50,000.01 - $100,001
	1.00%	1.00%	$100,000.01+
IRA (Variable)	0.35%	0.35%

Effective May 23, 2019

ACCOUNT TYPE	APR	APY	TIER
Savings	0.30%	0.30%
Special Savings	0.10%	0.10%
Holiday Savers Club	1.50%	1.50%	$0- $5,000
	0.01%	0.01%	$5,000.01 +
Kids Club	0.10%	0.10%
Checking	0.05%	0.05%	$1,000+
Money Market	0.50%	0.50%	$2,500 - $10,000
	0.60%	0.60%	$10,000.01 - $25,000
	0.85%	0.85%	$25,000.01 - $50,000
	0.95%	0.95%	$50,000.01 - $100,001
	1.00%	1.00%	$100,000.01+
IRA (Variable)	0.35%	0.35%

Effective May 23, 2019

ACCOUNT TYPE	APR	APY	TIER
Savings	0.30%	0.30%
Special Savings	0.10%	0.10%
Holiday Savers Club	1.50%	1.50%	$0- $5,000
	0.01%	0.01%	$5,000.01 +
Kids Club	0.10%	0.10%
Checking	0.05%	0.05%	$1,000+
Money Market	0.50%	0.50%	$2,500 - $10,000
	0.60%	0.60%	$10,000.01 - $25,000
	0.85%	0.85%	$25,000.01 - $50,000
	0.95%	0.95%	$50,000.01 - $100,001
	1.00%	1.00%	$100,000.01+
IRA (Variable)	0.35%	0.35%

Effective May 23, 2019

Share Certificate Rates

CERTIFICATE TERM	APR	APY
6 Month Certificate	2.00%	2.02%
12 Month Certificate	2.40%	2.43%
24 Month Certificate	2.60%	2.63%
36 Month Certificate	2.60%	2.63%
48 Month Certificate	2.60%	2.63%
60 Month Certificate	3.35%	3.40%

Effective May 23, 2019
Minimum Deposit $1,000

IRA Certificate Rates

CERTIFICATE TERM	APR	APY
12 Month Certificate	2.20%	2.22%
24 Month Certificate	2.50%	2.53%
36 Month Certificate	2.60%	2.63%
48 Month Certificate	2.60%	2.63%
60 Month Certificate	3.35%	3.40%

Effective March 18, 2019
Minimum Deposit $1,000

Secure Online Banking

Savings

Savings Account

Holiday Club Account

Special Savings

Save & Win

Deposit Rates

(Minimum $2,500 balance required.)

Traditional IRA

Roth IRA

Share Certificates (CDs)