RATES
Loans
| LOAN TYPE | RATES AS LOW AS | TERMS/INFORMATION |
|---|---|---|
| New Auto Loans | 3.49% | Current or prior year model with less than 10,000 miles. |
| Used Auto Loans | 4.49% | Previous six years’ models with less than 85k miles. |
| New / Used Recreational Vehicle | 4.32% | Boat, Travel Trailer, Motorcycle |
| ATVs and other toys | 5.32% | ATVs, Personal Watercraft, Side by Side, and Lawn Equipment |
| Personal / Unsecured Loans | 10.22% | Up to 60 months financing |
| Visa Credit Card | 6.99% | Same rate for purchase & balance transfers* with no fees |
| Home Equity Line of Credit (HELOC) | 5.49% | Interest only for 10 years, no upfront closing costs, up to 90% loan to value |
*Applies after 12month introductory BT Rate of 0.00%. Balance Transfer Fee is 3.00% or $50.00 of the amount of each transfer, whichever is greater. EFFECTIVE March 1st, 2019
Deposits
| ACCOUNT TYPE | APR | APY | TIER |
|---|---|---|---|
| Savings | 0.30% | 0.30% | |
| Special Savings | 0.10% | 0.10% | |
| Holiday Savers Club | 1.50% | 1.50% | $0- $4,999.99 |
| 0.01% | 0.01% | $5000 + | |
| Kids Club | 0.10% | 0.10% | |
| Checking | 0.05% | 0.05% | $1000.00 |
| Money Market | 0.50% | 0.50% | $2,500 - $10,000 |
| 0.60% | 0.60% | $10,000.01 - $25,000 | |
| 0.85% | 0.85% | $25,000.01 - $50,000 | |
| 0.95% | 0.95% | $50,000.01 - $100,001 | |
| 1.00% | 1.00% | $100,000.01+ | |
| IRA (Variable) | 0.35% | 0.35% |
Share Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 6 Month Certificate | 1.30% | 1.31% |
| 1 Year Certificate | 1.80% | 1.82% |
| 2 Year Certificate | 2.25% | 2.27% |
| 3 Year Certificate | 2.35% | 2.38% |
| 4 Year Certificate | 2.40% | 2.43% |
| 5 Year Certificate | 2.45% | 2.48% |
Minimum Deposit $1,000
IRA Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 1 Year Certificate | 1.80% | 1.82% |
| 2 Year Certificate | 2.25% | 2.27% |
| 3 Year Certificate | 2.35% | 2.38% |
| 4 Year Certificate | 2.40% | 2.43% |
| 5 Year Certificate | 2.45% | 2.48% |
Minimum Deposit $1,000
InvestIn Certificate of Donation
| CERTIFICATE TERM | APY | MINIMUM DEPOSIT |
|---|---|---|
| 1 Year Certificate | 2.00%* | $1,000.00 |