RATES

Loans

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LOAN TYPERATES AS LOW ASTERMS/INFORMATION
New Auto Loans3.49%Current or prior year model with less than 10,000 miles.
Used Auto Loans4.49%Previous six years’ models with less than 85k miles.
New / Used Recreational Vehicle4.32%Boat, Travel Trailer, Motorcycle
ATVs and other toys5.32%ATVs, Personal Watercraft, Side by Side, and Lawn Equipment
Personal / Unsecured Loans10.22%Up to 60 months financing
Visa Credit Card6.99%Same rate for purchase & balance transfers* with no fees
Home Equity Line of Credit (HELOC)5.49%Interest only for 10 years, no upfront closing costs, up to 90% loan to value
Loan rate based on credit score, loan term and member relationship.

*Applies after 12month introductory BT Rate of 0.00%. Balance Transfer Fee is 3.00% or $50.00 of the amount of each transfer, whichever is greater. EFFECTIVE March 1st, 2019

Deposits

ACCOUNT TYPEAPRAPYTIER
Savings0.30%0.30%
Special Savings0.10%0.10%
Holiday Savers Club1.50% 1.50% $0- $4,999.99
0.01%0.01%$5000 +
Kids Club0.10%0.10%
Checking0.05%0.05%$1000.00
Money Market0.50%0.50%$2,500 - $10,000
0.60%0.60%$10,000.01 - $25,000
0.85%0.85%$25,000.01 - $50,000
0.95%0.95%$50,000.01 - $100,001
1.00%1.00%$100,000.01+
IRA (Variable)0.35%0.35%
Effective April 1, 2019
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Share Certificate Rates

CERTIFICATE TERMAPRAPY
6 Month Certificate1.30%1.31%
1 Year Certificate1.80%1.82%
2 Year Certificate2.25% 2.27%
3 Year Certificate2.35%2.38%
4 Year Certificate2.40%2.43%
5 Year Certificate2.45%2.48%
EFFECTIVE September 24, 2018
Minimum Deposit $1,000

IRA Certificate Rates

CERTIFICATE TERMAPRAPY
1 Year Certificate1.80%1.82%
2 Year Certificate2.25% 2.27%
3 Year Certificate2.35% 2.38%
4 Year Certificate2.40%2.43%
5 Year Certificate2.45%2.48%
EFFECTIVE September 24, 2018
Minimum Deposit $1,000
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InvestIn Certificate of Donation

CERTIFICATE TERMAPYMINIMUM DEPOSIT
1 Year Certificate2.00%*$1,000.00
*You retain 1.00% APY for a 12-month certificate. Plus, 1% of your earnings will be donated to the community group of your choice.
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