RATES
Loans
| LOAN TYPE | RATES AS LOW AS | TERMS/INFORMATION |
|---|---|---|
| New Auto Loans | 5.74% | Current or prior year model with less than 10,000 miles. |
| Used Auto Loans | 5.74% | Previous six years’ models with less than 85k miles. |
| New / Used Recreational Vehicle | 7.99% | Boat, Travel Trailer, Motorcycle |
| ATVs and other toys | 7.99% | ATVs, Personal Watercraft, Side by Side, and Lawn Equipment |
| Personal / Unsecured Loans | 11.49% | Up to 60 months financing |
| MasterCard Platinum Credit Card | 12.74% | Same rate for purchase & balance transfers* with no fees |
| MasterCard Rewards Credit Card | 15.74% | Same rate for purchase & balance transfers* with no fees |
| Home Equity Line of Credit (HELOC) | 7.74% | Interest only for 10 years, no upfront closing costs, up to 100% loan to value |
| HOME IMPROVEMENT LOAN | 9.99% | Unsecured loan with fast turnaround, great alternative to using your home’s equity. |
*Applies after 12month introductory BT Rate of 0.00%. Balance Transfer Fee is 3.00% or $50.00 of the amount of each transfer, whichever is greater.
Effective January 17, 2023
Savings Rates
| ACCOUNT TYPE | APR | APY | TIER |
|---|---|---|---|
| Savings | 0.10% | 0.10% | $5 |
| Special Savings | 0.10% | 0.10% | |
| Holiday Savers Club | 3.00% | 3.00% | $0 - $5,000 |
| 0.01% | 0.01% | $5,000.01 + | |
| Platinum Business Checking | 0.10% | 0.10% | $1,000 |
| Youth Accounts | 0.10% | 0.10% | |
| Checking | 0.10% | 0.10% | $0 |
| Money Market | 0.10% | 0.10% | $2,500 - $10,000 |
| 1.50% | 1.51% | $10,000.01 - $99,999.99 | |
| 2.00% | 2.02% | $100,000+ | |
| IRA (Variable) | 0.20% | 0.20% |
Share & IRA Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 6 Month Certificate | 3.00% | 3.04% |
| 12 Month Certificate | 4.00% | 4.07% |
| 18 Month Certificate | 4.05% | 4.13% |
| 24 Month Certificate | 4.10% | 4.18% |
| 30 Month Certificate | 4.25% | 4.34% Limited Time |
| 36 Month Certificate | 4.00% | 4.07% |
| 48 Month Certificate | 4.00% | 4.07% |
| 60 Month Certificate | 4.00% | 4.07% |
CD rates are fixed upon opening the account. Minimum deposit $1000. Early withdrawal penalties apply.