RATES

Loans

LOAN TYPERATES AS LOW ASTERMS/INFORMATION
New Auto Loans5.74%Current or prior year model with less than 10,000 miles.
Used Auto Loans5.74%Previous six years’ models with less than 85k miles.
New / Used Recreational Vehicle7.99%Boat, Travel Trailer, Motorcycle
ATVs and other toys7.99%ATVs, Personal Watercraft, Side by Side, and Lawn Equipment
Personal / Unsecured Loans11.49%Up to 60 months financing
MasterCard Platinum Credit Card12.74%Same rate for purchase & balance transfers* with no fees
MasterCard Rewards Credit Card15.74%Same rate for purchase & balance transfers* with no fees
Home Equity Line of Credit (HELOC)7.74%Interest only for 10 years, no upfront closing costs, up to 100% loan to value
HOME IMPROVEMENT LOAN9.99%Unsecured loan with fast turnaround, great alternative to using your home’s equity.
Loan rate based on credit score, loan term and member relationship.

*Applies after 12month introductory BT Rate of 0.00%. Balance Transfer Fee is 3.00% or $50.00 of the amount of each transfer, whichever is greater.

Effective January 17, 2023

Savings Rates

ACCOUNT TYPEAPRAPYTIER
Savings0.10%0.10%$5
Special Savings0.10%0.10%
Holiday Savers Club3.00%3.00%$0 - $5,000
0.01%0.01%$5,000.01 +
Platinum Business Checking0.10%0.10%$1,000
Youth Accounts0.10%0.10%
Checking0.10%0.10%$0
Money Market0.10%0.10%$2,500 - $10,000
1.50%1.51%$10,000.01 - $99,999.99
2.00%2.02%$100,000+
IRA (Variable)0.20%0.20%
Effective January 17, 2023

Share & IRA Certificate Rates

CERTIFICATE TERMAPRAPY
6 Month Certificate3.00%3.04%
12 Month Certificate4.00%4.07%
18 Month Certificate4.05%4.13%
24 Month Certificate4.10%4.18%
30 Month Certificate4.25%4.34% Limited Time
36 Month Certificate4.00%4.07%
48 Month Certificate4.00%4.07%
60 Month Certificate4.00%4.07%
Annual Percentage Yields (APY) effective as of January 17, 2023.
CD rates are fixed upon opening the account. Minimum deposit $1000. Early withdrawal penalties apply.