RATES
Loans
| LOAN TYPE | RATES AS LOW AS | TERMS/INFORMATION |
|---|---|---|
| New Auto Loans | 3.49% | Current or prior year model with less than 10,000 miles. |
| Used Auto Loans | 4.49% | Previous six years’ models with less than 85k miles. |
| New / Used Recreational Vehicle | 4.32% | Boat, Travel Trailer, Motorcycle |
| ATVs and other toys | 5.32% | ATVs, Personal Watercraft, Side by Side, and Lawn Equipment |
| Personal / Unsecured Loans | 10.22% | Up to 60 months financing |
| Visa Credit Card | 7.99% | Same rate for purchase & balance transfers* with no fees |
| Home Equity Line of Credit (HELOC) | 5.49% | Interest only for 10 years, no upfront closing costs, up to 90% loan to value |
*Applies after 12month introductory BT Rate of 0.00%. Balance Transfer Fee is 3.00% or $50.00 of the amount of each transfer, whichever is greater. Effective June 15th, 2019
Savings Rates
| ACCOUNT TYPE | APR | APY | TIER |
|---|---|---|---|
| Savings | 0.20% | 0.20% | $5 |
| Special Savings | 0.10% | 0.10% | |
| Holiday Savers Club | 1.50% | 1.50% | $0 - $5,000 |
| 0.01% | 0.01% | $5,000.01 + | |
| Kids Club | 0.10% | 0.10% | |
| Checking | 0.10% | 0.10% | $0 |
| Money Market | 0.20% | 0.20% | $0 - $9,999 |
| 0.75% | 0.75% | $10,000 - $99,999 | |
| 1.00% | 1.00% | $100,000+ | |
| IRA (Variable) | 0.20% | 0.20% |
Share Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 6 Month Certificate | 0.75% | 0.75% |
| 12 Month Certificate | 1.00% | 1.00% |
| 18 Month Certificate | 1.00% | 1.00% |
| 24 Month Certificate - Regular | 1.30% | 1.31% |
| 36 Month Certificate | 1.45% | 1.46% |
| 48 Month Certificate | 1.55% | 1.56% |
| 60 Month Certificate | 1.65% | 1.66% |
Minimum Deposit $1,000
IRA Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 12 Month Certificate | 1.00% | 1.00% |
| 18 Month Certificate | 1.00% | 1.00% |
| 24 Month Certificate | 1.30% | 1.31% |
| 36 Month Certificate | 1.45% | 1.46% |
| 48 Month Certificate | 1.55% | 1.51% |
| 60 Month Certificate | 1.65% | 1.66% |
Minimum Deposit $1,000
Money Market
| ACCOUNT TYPE | RATE | APY | TIER |
|---|---|---|---|
| Money Market | 0.20% | 0.20% | $2,500 - $10,000 |
| 0.50% | 0.50% | $10,000.01 - $99,999.99 | |
| 0.75% | 0.75% | $100,000.00+ |