RATES
Loans
| LOAN TYPE | RATES AS LOW AS | TERMS/INFORMATION |
|---|---|---|
| New Auto Loans | 2.99% | Current or prior year model with less than 15,000 miles. |
| Used Auto Loans | 4.24% | Previous six years’ models with less than 100k miles. |
| New / Used Recreational Vehicle | 4.32% | Boat, Travel Trailer, Motorcycle |
| ATVs and other toys | 5.32% | ATVs, Personal Watercraft, Side by Side, and Lawn Equipment |
| Personal / Unsecured Loans | 10.22% | Up to 60 months financing |
| Visa Credit Card | 6.99% | Same rate for purchase & balance transfers* with no fees |
| Home Equity Line of Credit (HELOC) | 5.49% | |
| HOLIDAY PERSONAL LOAN SPECIAL | 8.99% | 48 month term, Up to $5,000, Credit score of 720+. Other rates and terms available. Special starts December 26, 2018. |
| HOLIDAY AUTO LOAN SPECIAL | 2.85% | 60 month financing, Credit score of 720+. Other rates and terms available. Special starts December 26, 2018. |
*Applies after 12month introductory BT Rate of 0.00%. Balance Transfer Fee is 3.00% or $50.00 of the amount of each transfer, whichever is greater. EFFECTIVE August 20, 2018
Deposits
| ACCOUNT TYPE | APR | APY | TIER |
|---|---|---|---|
| Savings | 0.10% | 0.10% | |
| Special Savings | 0.10% | 0.10% | |
| Holiday Savers Club | 1.50% | 1.50% | $0- $4,999.99 |
| 0.01% | 0.01% | $5000 + | |
| Kids Club | 0.10% | 0.10% | |
| Checking | 0.05% | 0.05% | $1000.00 |
| Money Market Checking | 0% | 0% | $0 - $2,499.99 |
| 0.15% | 0.15% | $2,500 - $10,000 | |
| 0.20% | 0.20% | $10,000.01 - $25,000 | |
| 0.25% | 0.25% | $25,000.01 - $50,000 | |
| 0.50% | 0.50% | $50,000.01 + | |
| IRA (Variable) | 0.35% | 0.35% |
Share Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 6 Month Certificate | 1.30% | 1.31% |
| 1 Year Certificate | 1.80% | 1.82% |
| 2 Year Certificate | 2.25% | 2.27% |
| 3 Year Certificate | 2.35% | 2.38% |
| 4 Year Certificate | 2.40% | 2.43% |
| 5 Year Certificate | 2.45% | 2.48% |
Minimum Deposit $1,000
IRA Certificate Rates
| CERTIFICATE TERM | APR | APY |
|---|---|---|
| 1 Year Certificate | 1.80% | 1.82% |
| 2 Year Certificate | 2.25% | 2.27% |
| 3 Year Certificate | 2.35% | 2.38% |
| 4 Year Certificate | 2.40% | 2.43% |
| 5 Year Certificate | 2.45% | 2.48% |
Minimum Deposit $1,000
InvestIn Certificate of Donation
| CERTIFICATE TERM | APY | MINIMUM DEPOSIT |
|---|---|---|
| 1 Year Certificate | 2.00%* | $1,000.00 |