When you want to borrow money for a new home, braces for junior, that fancy red garage queen or start that hip new coffee shop and you want flexible terms, great rates, and amazing service…you want ANECA!

Whether for planned or unplanned expenses, if you need a little extra cash, come in and speak to one of our loan officers today or click the link below and Apply Today.

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In the SBC, we mean business. From start-ups to well-established companies, if you need a business loan, we are your partner.

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Welcome home to great rates. ANECA has loans for all things mortgage, all under one roof, and a loan process that’s as simple as it gets…

  • Purchase
  • Refinance
  • Land & Lot Loans

Competitive Rates

Trey Culverhouse headshot Call Trey Culverhouse, Mortgage Loan Officer at (318) 698-6310 or email him at, to see how we can save you money!

NMLS: ANECA 403632, Trey Culverhouse 106308
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You can use the equity in your home to improve your home! A Home Equity Line of Credit is easy to open and gets you the funds you need for repairs or remodels, or just about anything on your wish list.

Trey Culverhouse headshot Call Trey Culverhouse, Mortgage Loan Originator at 318-698-6312 or email him at, to see how we can save you money!

NMLS: ANECA 403632, Trey Culverhouse 106308
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Get more mileage for your money with great-rate loans for new, used, non-traditional or classic vehicles.

Call or stop by to visit with a Member Service Representative about financing your next vehicle or refinancing your current vehicle. Ask about purchasing GAP, Extended Warranty, Credit Life or Credit Disability Insurance through us to save you even more money at the dealership!

Sirius XM Satellite Radio

Get three months of Sirius XM Satellite Radio for FREE! Ask a Member Service Representative for more information!
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find a car
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Whether your idea of fun is relaxing on the lake or taking to the open road, we can put you behind the wheel of whatever drives your dreams.

Rates as low as …


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The Smart Option Student Loan® for ANECA by Sallie Mae®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates, providing even more flexibility
  • No origination fee and no prepayment penalty
  • Benefits and an interest rate reduction available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more, please get started here.

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Learn About Scholarships

VISA Platinum credit card

ANECA Credit Card

Consolidate and save.

Save Money by Transferring Your Higher Balances to the ANECA VISA Credit Card!

You could pay off your account balances faster and have money left over each month by moving your higher credit card rate and balances over to your ANECA Federal credit card.

It will be hard to find a credit card that has a lower rate than the 6.99% APR*, along with the lower fees, reasonable grace period, and great Member service that is standard here at ANECA Federal!

 * APR = Annual Percentage Rate. Some restrictions apply. Membership & approved credit required. Limited time offer. The APR* for which you may qualify is based on your credit worthiness. Minimum monthly payment for all credit card types is 2% of the outstanding balance or $20, whichever is greater.
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