APY= Annual Percentage Yield. Rate accurate as of 3/01/21. Limited time offer valid on new 30-month certificate only. Minimum $1,000 deposit to open. In the event that the 30-month certificate rate increases in the future, Member may choose to change the certificate rate to the new current rate at the time of increase. Only two rate changes permitted during the term of the certificate. Early withdrawal penalties apply. Other rates and terms available. Federally insured by NCUA.