Ah yes, college.

Besides how to survive on Ramen noodles, you will learn so much. But before you even tour those dorms, make sure you’re choosing the best way possible to pay for college.

The ANECA Federal Smart Option Student Loan® by Sallie Mae® For borrowers attending degree-granting institutions

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans, because the last thing you need to graduate from college with is a minor in Impossible Debt.

We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility:

  • No origination fees and no prepayment penalty
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • 24/7 online account management

Hit The Books. Learn More:


Any other questions, please contact a Member Service Representative at (318) 698-6000. Or if you prefer: Old School, Face to Face