ACCOUNT DETAILS

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Services OfferedShare (Savings) AccountShare Draft (Checking) AccountMoney Market Account
Minimum opening deposit.$5 pledge, and the $5 goes into
your account until the account is closed.
$2,500
Minimum balance to avoid a service charge.$2,500 minimum balance. $10/month fee if balance is not met.
Minimum balance to earn the stated APY*(Calculated from Average Daily Balance).$1,000$2,500
Number of withdrawals allowed.6 per month $3 charge after the 6thUnlimited6 per month $10 charge after 6th.
Online banking. Manage your accounts, transfer funds and even get a copy of a paper check online or through your SmartPhone.FREEFREEFREE
SmartPhone Account Access through Text Banking. Obtain account balances and transaction history via text messages, or access It’s Me 247 through mobile ready site to view account balances; transfer money or pay bills.FREEFREEFREE
Free EasyPay. Online bill pay.FREEFREE if enrolled with e-statements, or $3/month for hard statements.FREE
Overdraft services for qualifying accounts. Funds are transferred from your savings if funds are available.Fee Applies
Courtesy pay for qualifying accounts. Rather than automatically returning any non-sufficient funds (NSF) items as unpaid, ANECA will pay your overdrafts up to $500.$29 Fee/Paid Item
Automated 24-Hour Phone Banking: 800-860-5704 (toll-free) Bank ID Number: #840FREEFREEFREE
Direct deposit and payroll deductionFREEFREEFREE
Debit cardFREE
ATM – For a complete listing of all surcharge free ATM locations, please click hereFREE at select locations.FREE at select locations.
Shared Branching Locations. Access accounts at more than 2,600 “shared branches” across the country. Members can make: deposits, withdrawals, loan payments, transfer money between their accounts. SeeFREEFREEFREE
Wire transfers.Fee AppliesFee AppliesFee Applies
Visa Gift Cards & Visa Pre-Paid CardsFee AppliesFee AppliesFee Applies
Money Orders.$2 per order$2 per order$2 per order
Safe deposit boxes (Annual fee applies).Fee AppliesFee AppliesFee Applies
Free notary service to Members.FREEFREEFREE
Loan Access See ANECA Federal website.FREEFREEFREE
Following insurances are available for additional cost: GAP; Vehicle Extended Warranty; Debt Protection
National Automobile Dealers AssociationFREEFREEFREE
CARFAX with vehicle loans financed.FREEFREEFREE
Roth / Traditional IRA.No Min.
Roth / Traditional IRA Share Certificates.$1,000 Min.